NeighborWorks® of Grays Harbor contributes to the community conversation on housing issues through a weekly column in the Daily World titled "Nailing it Down."

 

 Since 1999, the "Nailing it Down"articles have been published in the Daily World and other countywide weekly newspapers. NeighborWorks® of Grays Harbor County has collaborated with local newspapers, elected officials and local experts to publish articles covering hundreds of topics.

 

 

Nailing It Down

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August 30, 2020

For those struggling to pay rent because their employment has been affected by COVID-19, the good news is that Washington State’s eviction moratorium has been extended until Oct. 15.

The not-so-good news for the renter – but great news for the landlord – is that all that rent is still owed to your landlord.

“The moratorium is only for not paying your rent if you have been impacted by a job loss, reduced income or have been ill because of COVID-19,” explained Julie Galligan, housing counselor at NeighborWorks of Grays Harbor.

“I have had a few calls about the moratorium and now realize that many people are not fully understanding that this is not a summer break from paying their rent!” she said.

Again, the moratorium is just that – a break of time when landlords cannot start the eviction process for not paying rent if COVID-19 is the reason for the non-payment. All the rent is still owed to the landlord. This legislation just gives renters more time to come up with the money to pay the rent...

August 9, 2020

 For many, times are tough.

People across the country who were receiving $600 extra a week in unemployment benefits because of job loss related to Covid-19 are no longer receiving them. That’s $2,400 less a month to pay bills.

Some other folks were between jobs, have their own businesses or were not eligible for unemployment benefits to begin with and have been feeling the economic effects of the coronavirus for a while now.

Either way, finances are tight for many, and uncertain for many more.

Here at NeighborWorks of Grays Harbor, one of the free services we offer is help with budgeting. (We are also housing experts and may be able to help you sort through your housing options. We know of various programs that are available depending on an individual’s or family’s circumstances.)  

Today we will offer some basics on successful budgeting and how to make your dollar stretch. In addition, we’d like you to know that Julie Galligan, our housing counselor, is also an expert in helping indiv...

At all times, being able to live in safe, decent housing is a key factor for health.  And, when the top medical and governmental agencies have us all on a “stay at home” order, it’s nice to have some place to hunker-down. That same order, however, has presented many with unemployment issues that have reduced or eliminated the very income needed to pay rent, mortgage and monthly bills.

Even for folks who outright own their home but are not working, it can be a struggle to pay for utilities, taxes and insurance.  The same goes for landlords when their rental income is reduced or stops altogether. That landlord still has to pay for all city utilities, garbage, insurance, taxes and often a monthly mortgage payment.

When those expenses don’t get paid, the municipalities and companies that provide and maintain necessary services often don’t get paid creating new negative economic spirals with more people getting laid-off and more services reduced,  adding to health risks for all of us. We are...

Like just about everyone, because of the coronavirus, doing business and living life are looking different for us here at NeighborWorks of Grays Harbor.

As a nonprofit organization that works to provide safe, affordable housing opportunities for people of Grays Harbor County, we are as committed as ever to help clarify renter and landlord issues, to help homeowners avoid foreclosure, to support homebuyer education with counseling, to make loans for home purchase and repair, and to qualify residents for free ductless heat pumps. But all these activities require contact for both you and us.

           

Going to Work Looks Different

We have been spending the last two months social distancing and primarily working from home. However, we are also changing our physical office to create a safer and more efficient workspace for what we believe will be a very busy time for all of us, again.  

Changes we have made in our office at 710 East Market...

Last week we talked about various programs designed to help folks pay their mortgage during the financial impact of COVID-19. Today, we’ll concentrate on information that renters and landlords need to know during these unprecedented times.

The basic message is that because of various governmental actions, renters in most all situations should be able to stay in their homes or apartments regardless of their ability to pay.

Once again, we turned to Julie Galligan, our housing counselor here at NeighborWorks of Grays Harbor. She’s working hard to keep up with all the latest COVID-19 related financial programs and has several practical tips.

“This is such an unusual time for our society with so many people out of work, so many businesses shut down and so much uncertainty. Even once the economy gets going again, many people will struggle to pay their rent for a while,” said Julie.

However, Washington State has enacted a moratorium that provides protection to renters through June 4 so they can’t...

April 27, 2020

The devastating economic effects of the coronavirus pandemic are hitting hard here in Grays Harbor County, affecting each of our lives each day.

Even many folks who had a bit of an emergency fund for a financial buffer are beginning to find themselves in a difficult situation as unemployment soars, businesses close and many organizations are forced to go on hiatus.

Can’t pay your bills?

So, what do you do if you can’t pay your bills?

Today we’re talking with Julie Galligan our housing counselor here at NeighborWorks of Grays Harbor. She’s working hard to keep up with all the latest COVID-19 related financial programs and has many very practical tips.

“The recession of 2008 was very difficult,” said Julie, “but what we are experiencing now is on a whole other level. This is just wiping everything out economically from the bottom to the top. It’s a whole different economic crash.”

Before we get into some details of what you can do, we want you to hear her over-arching advice for those who are...

April 22, 2020

Grays Harbor’s homelessness action plan is making a difference!  

While it may not be easy to see for the average person, great work is being done to combat homelessness in Grays Harbor. And a lot of that success is a direct result of Cassie Lentz, who gathered all the stakeholders together to create a truly actionable five-year plan – the 2019-2024 Grays Harbor County Five Year Plan to Address Unmet Housing Needs.

We at NeighborWorks of Grays Harbor are one of the organizations at the table, so we know of the impact firsthand.

When the plan was developed, Lentz was Grays Harbor County’s housing resource coordinator. Now she is Healthy Places manager for Grays Harbor County Public Health, overseeing the homeless housing program.

“We updated our homelessness action plan about a year ago and it is by far the most user-friendly of the plans that we have created over the years,” Lentz explained. “The plan lays out a clear scope of need and outlines the work that is already happening to ad...

April 13, 2020

We applaud the dedication, creativity and Herculean effort of the Grays Harbor area’s social services organizations and employees during this COVID-19 crisis. And in the next few weeks, we also want to take a look at the county’s progress in combatting homelessness in our area.

Now more than ever, it is clear that housing is health care.

A recent article from the National Low Income Housing Coalition expounded on that, stating, “Those experiencing homelessness in America are at extreme risk during the pandemic. Many are seniors, have disabilities and/or underlying medical conditions, live in crowded shelters or unsanitary conditions, and lack the ability to quarantine, isolate and recover.

“The lowest-income, severely housing cost-burdened renters – many of whom also are seniors and/or people with disabilities or health conditions – are at high risk of COVID-19 complications as well as the threat of eviction and homelessness due to loss of income.

“The spread of COVID-19 among these popula...

How are you all doing dealing with your new normal? One thing that strikes us as we all cope with social distancing during the governor’s Stay Home, Stay Healthy order is how different this is than other difficult situations we’ve faced in Grays Harbor.

Usually in Grays Harbor when there is a problem, need or emergency, we physically get together to solve it, but during this pandemic, the best way we can fight it is to stay apart physically.

Think about it. If a family needs money for medical expenses we gather for spaghetti feeds, or to help children’s sports teams we cluster around bake sales. Then there are the United Way events to raise money for various local charities, and Foodball to gather food and money for our area food banks.

We’re well known here for our Relay for Life weekend where we meet together in two different venues to raise money to battle cancer and support those who are fighting it.

Not that long ago, we here at NeighborWorks of Grays Harbor organized “Paint the Corri...

March 30, 2020

Well, friends, we are certainly all living in uncertain times as each of us has had massive changes in our daily life while we hunker down at home during this coronavirus pandemic.

Today we have some information we’d like to draw your attention to. But, before that, we just want to join the chorus saying, please stay at home, wash your hands and treat others with added thoughtfulness and grace as everyone does their best to cope. (Please also give us a little grace as we strive to provide you the latest information we have during a time when government decisions and decrees—at every level—are in a constant state of change.)

While our health and the health of our loved ones and others should be our first priority and concern right now, our financial health as individuals, families and communities is also a concern. That is what we are addressing today.

Tax return deadline extended

You’ve probably already heard the news that the typical April 15 deadline for personal tax returns has been ext...

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710 E. Market Street 
Aberdeen, WA 98520

1-866-533-7828 toll-free
360-533-7828 phone 
360-533-7851 fax

Mon - Thu 8 a.m. - 5 p.m. 

Closed Fri-Sun

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