NeighborWorks® of Grays Harbor contributes to the community conversation on housing issues through a weekly column in the Daily World titled "Nailing it Down."

 

 Since 1999, the "Nailing it Down"articles have been published in the Daily World and other countywide weekly newspapers. NeighborWorks® of Grays Harbor County has collaborated with local newspapers, elected officials and local experts to publish articles covering hundreds of topics.

 

 

Nailing It Down

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November 13, 2018

   Insurance is one of those things that can be hard to spend money on, but when you are in need you will find yourself so grateful that you did.

   Last week we talked about the need for – and the relatively inexpensive cost – of renters insurance. We also talked about some things – such as trampolines, swimming pools and certain breeds of dogs with a bad biting history – that are likely not covered under your homeowner’s insurance.

   And to reiterate – the average renter’s insurance costs about $125 to $300 for a year of coverage and protects your belongings and liability in case of a loss. We highly recommend it.

   Also, if you have a mortgage you almost certainly have home owners insurance.  We suggest you review it every year or so to make sure you understand what is covered.

   Today we will talk about a few more insurance-related topics, including a topic we unfortunately have a bit of experience on here on the Harbor – flood insurance.

...

With the ongoing fire recovery work from the devastating inferno of the Armory Building in Aberdeen as a backdrop, we want to talk again this week about how you can protect your life from fire.

As ancient as the world, fire has been around before civilization began. It will always be with us. While sometimes we have the illusion we have controlled it, it just takes one small unsuspected blaze to have that illusion go up in smoke!

So, better to be prepared to prevent fire, stop it early and also have a plan to fireproof your life. That way, if fire affects your home or business, you can control to some extent how disruptive it is to your life.

CCAP IS GREAT EXAMPLE

In talking with Aberdeen Fire Chief Tom Hubbard this week, he cited the leadership at Coastal Community Action Program (CCAP), which was housed in the Armory building, as expertly having prepared for a loss.

“CCAP is an example of an organization that had a good plan for smooth continuity of operations,” he said. “We were able to...

We – like many of you who love our community – are still reeling from last weekend’s devastating fire that destroyed the Armory Building in Aberdeen.

In addition, to the top-notch Aberdeen Museum and the Grays Harbor Genealogical Society Research Library, the classic old building housed the Coastal Community Action Program – the largest social service agency in the county – as well as the Aberdeen Senior Center – where seniors gather and where the Meals on Wheels program produced its meals.

The loss is tremendous. However, with the typical Grays Harbor “helping your neighbor,” attitude emerging immediately, it is a toss-up between how much pain and loss we are experiencing as a community and how much heart-warming encouragement and hope we find as we see the compassion, generosity and hard work demonstrated by firefighters, other professionals, leaders and volunteers.

It’s amazing that Coastal Community Action Program (CCAP) is already up and running after being offered the nearby former...

We sure hope our brand new year – 2018 – comes in quietly.

  

However, it’s more than just a possibility that sometime this year that generator you have might be put into service.  When the power is out, generators can be a great source of energy to at least save your investment of food stored in the refrigerator or freezer; provide some lights; maybe even for a heating device. The big ones, when sized and installed right, may be able to run the whole house and come on automatically!  

  

However, that same device wrongly installed or wrongly used can create deadly disasters of its own.

For generators it’s important that people have a UL approved transfer switch that isolates the PUD’s facilities from the homeowner’s – and vice versa. This needs to be installed by a qualified electrician or by the homeowner and permitted and inspected by the officiating electrical inspector serving your area.

  

If this doesn’t occur, the generator will “back feed” active electricity back...

It seems like lately just as one natural disaster is over, the next wave – windstorm or earthquake – hits. From wildfires to hurricanes to earthquakes to flooding, natural disasters are filling the news and wreaking havoc on property, communities and lives.
 

Not only do we offer our help and prayers for those currently in need, we want to take this time to prepare ourselves for possible local disasters.

PROTECTING YOUR HOUSE
   

In the last two weeks of columns we’ve reiterated how a good paint job and well-caulked windows and doors can help prevent damage to your home. It may not seem very exciting, but a solid paint job and caulking serve like a good overcoat and rubber boots for your home when it comes to wind, rain and storms. 
   

We may not have any major storms or other disasters this winter, but it’s a sure bet that we’ll have some rain. If you haven’t taken a look at this first-line of defense at your house, it’s not too late to do so.
 

Remember, thanks to the generous...

September 30, 2017

Most of us don’t think about being prepared for an emergency until after it happens. But with all the natural disasters – and long recovery from natural disasters – occurring now in our hemisphere, it’s a good time to consider what we should do to become prepared.
   

We here at NeighborWorks of Grays Harbor are dedicated not only to quality, affordable housing but also to home safety for all residents of Grays Harbor, so we thought we’d talk some more about disaster preparedness.
 

 Of course, you can never be totally prepared for absolutely every possible kind of disaster, but that shouldn’t stop you from putting together an emergency or disaster preparedness kit that could make a difference between life and death – or at the very least provide comfort and care – in the event of a disaster.
   

If you don’t feel up to the task of gathering the supplies yourself, go online and you’ll find a variety of disaster kits ranging from $30 to $700 plus! 
   

Whether you do it yours...

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710 E. Market Street 
Aberdeen, WA 98520

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360-533-7828 phone 
360-533-7851 fax

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