NeighborWorks® of Grays Harbor contributes to the community conversation on housing issues through a weekly column in the Daily World titled "Nailing it Down."


 Since 1999, the "Nailing it Down"articles have been published in the Daily World and other countywide weekly newspapers. NeighborWorks® of Grays Harbor County has collaborated with local newspapers, elected officials and local experts to publish articles covering hundreds of topics.



Nailing It Down

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November 13, 2018

   Insurance is one of those things that can be hard to spend money on, but when you are in need you will find yourself so grateful that you did.

   Last week we talked about the need for – and the relatively inexpensive cost – of renters insurance. We also talked about some things – such as trampolines, swimming pools and certain breeds of dogs with a bad biting history – that are likely not covered under your homeowner’s insurance.

   And to reiterate – the average renter’s insurance costs about $125 to $300 for a year of coverage and protects your belongings and liability in case of a loss. We highly recommend it.

   Also, if you have a mortgage you almost certainly have home owners insurance.  We suggest you review it every year or so to make sure you understand what is covered.

   Today we will talk about a few more insurance-related topics, including a topic we unfortunately have a bit of experience on here on the Harbor – flood insurance.


November 3, 2018

Who pays good money for something they hope to never use?  Well, we hope you do! 

We are talking about insurance. If you are a homeowner or a renter, having an insurance policy that is well suited to you and your life is of paramount importance to your future finances and well being, as well as to your current peace of mind.

It’s been a while since we’ve talked about insurance, but our recent columns on residential fires as well as the recent stormy, wet weather made us realize that it was time to tackle this topic again!

Thanks to Susan Gihlstrom, a broker at Dave Johnson Insurance in Aberdeen, for helping to clarify some of these issues.
We’ll start with a conversation about renters insurance for three reasons. 

First, we have a high percentage of renters in Grays Harbor County, especially in Aberdeen and Hoquiam, so this should apply to a good portion of our readers.

Second, many people who rent a home or apartment aren’t aware of their need f...

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710 E. Market Street 
Aberdeen, WA 98520

1-866-533-7828 toll-free
360-533-7828 phone 
360-533-7851 fax

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