NeighborWorks® of Grays Harbor contributes to the community conversation on housing issues through a weekly column in the Daily World titled "Nailing it Down."

 

 Since 1999, the "Nailing it Down"articles have been published in the Daily World and other countywide weekly newspapers. NeighborWorks® of Grays Harbor County has collaborated with local newspapers, elected officials and local experts to publish articles covering hundreds of topics.

 

 

Nailing It Down

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August 30, 2020

For those struggling to pay rent because their employment has been affected by COVID-19, the good news is that Washington State’s eviction moratorium has been extended until Oct. 15.

The not-so-good news for the renter – but great news for the landlord – is that all that rent is still owed to your landlord.

“The moratorium is only for not paying your rent if you have been impacted by a job loss, reduced income or have been ill because of COVID-19,” explained Julie Galligan, housing counselor at NeighborWorks of Grays Harbor.

“I have had a few calls about the moratorium and now realize that many people are not fully understanding that this is not a summer break from paying their rent!” she said.

Again, the moratorium is just that – a break of time when landlords cannot start the eviction process for not paying rent if COVID-19 is the reason for the non-payment. All the rent is still owed to the landlord. This legislation just gives renters more time to come up with the money to pay the rent...

At all times, being able to live in safe, decent housing is a key factor for health.  And, when the top medical and governmental agencies have us all on a “stay at home” order, it’s nice to have some place to hunker-down. That same order, however, has presented many with unemployment issues that have reduced or eliminated the very income needed to pay rent, mortgage and monthly bills.

Even for folks who outright own their home but are not working, it can be a struggle to pay for utilities, taxes and insurance.  The same goes for landlords when their rental income is reduced or stops altogether. That landlord still has to pay for all city utilities, garbage, insurance, taxes and often a monthly mortgage payment.

When those expenses don’t get paid, the municipalities and companies that provide and maintain necessary services often don’t get paid creating new negative economic spirals with more people getting laid-off and more services reduced,  adding to health risks for all of us. We are...

Like just about everyone, because of the coronavirus, doing business and living life are looking different for us here at NeighborWorks of Grays Harbor.

As a nonprofit organization that works to provide safe, affordable housing opportunities for people of Grays Harbor County, we are as committed as ever to help clarify renter and landlord issues, to help homeowners avoid foreclosure, to support homebuyer education with counseling, to make loans for home purchase and repair, and to qualify residents for free ductless heat pumps. But all these activities require contact for both you and us.

           

Going to Work Looks Different

We have been spending the last two months social distancing and primarily working from home. However, we are also changing our physical office to create a safer and more efficient workspace for what we believe will be a very busy time for all of us, again.  

Changes we have made in our office at 710 East Market...

Last week we talked about various programs designed to help folks pay their mortgage during the financial impact of COVID-19. Today, we’ll concentrate on information that renters and landlords need to know during these unprecedented times.

The basic message is that because of various governmental actions, renters in most all situations should be able to stay in their homes or apartments regardless of their ability to pay.

Once again, we turned to Julie Galligan, our housing counselor here at NeighborWorks of Grays Harbor. She’s working hard to keep up with all the latest COVID-19 related financial programs and has several practical tips.

“This is such an unusual time for our society with so many people out of work, so many businesses shut down and so much uncertainty. Even once the economy gets going again, many people will struggle to pay their rent for a while,” said Julie.

However, Washington State has enacted a moratorium that provides protection to renters through June 4 so they can’t...

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710 E. Market Street 
Aberdeen, WA 98520

1-866-533-7828 toll-free
360-533-7828 phone 
360-533-7851 fax

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